CAC Query — What It Means and How to Respond
A CAC query is not a refusal. It is a pause on the application with a written request from the reviewer for clarification or correction. Most queries resolve inside a single response; the trick is to know which of the five common query types you have.
Quick answer
A CAC query is a written request from an iCRP reviewer for clarification or correction on an application that has paused short of a decision. The query lands on the iCRP dashboard with a response window — historically 21 to 30 days from the query date, but the exact figure is visible on the case-file itself. Respond inside the window through the same case file; if the window lapses, the application is treated as abandoned and any reservation tied to it is lost.
Five common CAC query types
CAC queries cluster into five common types. Identifying which type the dashboard is showing is the first step in any response; the documents needed for each differ, and treating a name-conflict query as if it were a documents query usually fails to clear the pause.
| Document | Details |
|---|---|
| Type 1 — Incomplete or non-conforming documents | The reviewer flags one or more uploads as missing, illegible, in the wrong file format, or below the portal's resolution threshold. Common subtypes: an ID scan that cuts off the name field, a board resolution missing a signatory, a memorandum file uploaded as DOCX rather than PDF. Response: re-upload the corrected document into the same case file. |
| Type 2 — Name conflict surfaced at substantive review | A reservation that cleared the automated portal check is now flagged at the substantive review stage because a more recent registration surfaced or because the reviewer applies confusing-similarity more strictly than the AI. Response: confirm whether a clean alternative exists, or contest the conflict in writing with the case-file response. |
| Type 3 — Signatory or identity mismatch | The signatures on the documents do not match the BVN-verified identities of the directors or proprietors on file; or a director's name on one document differs from the name on another. Response: re-submit the documents with consistent signatures and matching name forms, then upload through the query response. |
| Type 4 — Address or proof-of-office verification needed | The reviewer has been unable to verify the registered office address from the submitted proof, or the address is incomplete (no LGA, no postcode equivalent, a PO Box where a physical address is required). Response: upload a utility bill, tenancy agreement, or bank statement dated within the last three months showing the exact address declared. |
| Type 5 — Attorney-General or sector-regulator consent missing | The name or the entity type triggers a consent requirement that was not addressed in the original submission. Common subtypes: a company limited by guarantee missing the AG consent; a restricted word ('Bank', 'Insurance', 'Federal') without the relevant regulator's consent. Response: pursue the consent route, then attach the consent letter to the query response. |
The categories are not mutually exclusive — a single query can surface more than one issue. Read the full query text in the iCRP dashboard before assuming you know which type applies; reviewers often number their points, and a Type 1 documents fix without addressing a buried Type 3 signatory point will trigger a second query.
The Companies and Allied Matters Act 2020 (CAMA 2020) is the governing legislation for all entity registration and post-incorporation regulation in Nigeria. The Act is organised into parts: Part A covers companies (limited by shares, limited by guarantee, unlimited); Part B covers limited liability partnerships and limited partnerships; Part C covers business names (sole proprietorships and partnerships trading under a name); Part E covers foreign companies; Part F covers incorporated trustees. CAMA 2020 repealed and replaced CAMA 1990 and remains the framework under which the Corporate Affairs Commission operates.How the iCRP portal shows a query
The iCRP portal queries an application by:
- Marking the case-file status as Query on the dashboard at icrp.cac.gov.ng.
- Sending an email notification to the registered email address on the account.
- Showing the full query text on the case-file detail page, along with the response deadline.
- Locking the application from progression until the response is uploaded and the reviewer re-opens the file.
A pre-incorporation query (name reservation, fresh incorporation, AG-consent application) shows on the pre.cac.gov.ng dashboard. A post-incorporation query (change of directors, change of address, annual returns, share transfer) shows on the post.cac.gov.ng dashboard. The two portal halves run on separate case-file streams; a query in one does not surface in the other.
For accredited-agent submissions the query lands on the agent's dashboard rather than the principal's. The agent is the customer-facing actor for any iCRP-mediated correspondence on that application. Where the application was filed DIY under the proprietor's or director's own iCRP account, the query lands on that account and the responder is the same person who filed.
How to respond inside the iCRP query window
- 1Sign in and read the full query textOpen the iCRP dashboard at pre.cac.gov.ng or post.cac.gov.ng depending on the application type, and locate the case-file marked Query. Read the full query text — including any numbered sub-points — before deciding which corrected documents to assemble.
- 2Identify which of the five query types appliesMatch the query text against the five common types: incomplete documents, name conflict, signatory or identity mismatch, address verification, or consent missing. Where the query covers more than one type, plan a response that addresses every point in a single upload; the reviewer reads the full response before re-opening the file.
- 3Assemble the corrected documentsFor a Type 1 documents query, scan or re-prepare the missing or corrected document in the format the portal accepts (PDF for forms, JPG or PNG for photographs and signatures). For a Type 3 signatory query, re-execute the documents with matching name forms and signatures. For a Type 5 consent query, attach the AG or sector-regulator consent letter as received from the issuing authority.
- 4Upload through the same case file's response interfaceInside the case-file detail page on the iCRP dashboard the Query state exposes a Response upload field. Upload the corrected documents directly here; do not start a fresh application. The response is timestamped against the original case file.
- 5Submit the response and wait for the reviewerSubmission of the response triggers a re-review. The case-file status flips from Query back to Under Review (or equivalent). Typical re-review windows run from one to seven working days depending on the substance and the reviewer's workload. A successful re-review flips the file to Approved; a further issue triggers a second query.
A discipline that holds across every query type: respond once, comprehensively. A piecemeal response that addresses only part of the query usually triggers a second query rather than an approval. The cost of a comprehensive response is the same as a partial one; the comprehensive response clears faster.
What happens if the response window lapses
The iCRP portal sets a response window on every query and the case-file dashboard displays the deadline. The window has historically run 21 to 30 days for routine queries; the exact figure for any given case is on the dashboard.
Where the window lapses without a response:
- The application is treated as abandoned. The reviewer takes the file off the active queue.
- Any name reservation tied to the application also lapses. The 60-day reservation window under Sections 31 and 32 of CAMA 2020 runs in parallel; if both windows pass, the reservation returns to the public pool and another applicant can reserve the name.
- The fees paid against the abandoned application are consumed. The CAC refund policy at icrp.cac.gov.ng applies only in narrow circumstances; a lapsed query is rarely a refundable cause.
- A fresh start is required: fresh reservation if needed, fresh application, fresh fees.
The recovery from an abandoned application is therefore proportionate to the work that was already done. A lapsed reservation on a clean name is a modest loss; a lapsed full incorporation application that had already paid the larger statutory fees is a larger loss. Treat any query as the priority of the working week it lands in.
A name reserved with the Corporate Affairs Commission under Sections 31 and 32 of CAMA 2020 is held exclusively for the applicant for 60 days from approval. Within the 60-day window the reserved name cannot be granted to any other applicant. If the registration is not completed within the window the reservation lapses and the name becomes available again to others; the original applicant can either re-reserve (paying the reservation fee again) or, in many cases, apply for a single 60-day renewal of the reservation. The reservation fee is not refunded against a subsequent availability rejection — a name that clears the public-search check but is later refused on substantive grounds (similarity to existing entity, prohibited word, AG-consent trigger) consumes the reservation fee.Responding DIY or through an accredited agent
The DIY route covers most queries. Types 1, 3, and 4 (documents, signatory, address) are clerical fixes the applicant can run themselves: the corrected document, the matching signature, the recent utility bill. The applicant's own iCRP account is the response surface.
The accredited-agent route earns its fee on Types 2 and 5:
- A Type 2 name-conflict query at substantive review is a written argument: the reviewer treats the proposed name as confusingly similar to an existing entity, and the response either accepts the call (and switches to a different name) or contests it with reasoning the reviewer will accept. An accredited lawyer or chartered secretary used to drafting these responses is the load-bearing factor.
- A Type 5 consent query requires substantive engagement with the AG's office at the Federal Ministry of Justice or with the relevant sector regulator (CBN, NAICOM, SEC). The agent's familiarity with the consent route is the value-add.
For everything else, DIY at the original applicant's iCRP account is the routine choice and the agent fee is avoidable. See CAC accreditation for the framework of accredited agents and the DIY portal route.
Where queries connect to the rest of the CAC flow
A query is rarely the start of the journey. It sits inside a broader registration or post-registration workflow. The cross-references most often relevant:
- A name-reservation query is usually one of the five refusal categories surfacing inside the reservation flow rather than as a refusal. See CAC name reservation failed for the diagnostic on each category.
- A fresh-incorporation query usually surfaces during a Part C business-name walkthrough (see how to register a business name with CAC) or a Part A company walkthrough (see how to register a limited company).
- A post-incorporation query surfaces during a change-of-directors, change-of-address, or change-of-shareholders filing. See how to add a director and how to change your business address for the upstream flows.
- A consent-related query routes to the AG consent timeline. See how to register a company limited by guarantee for the AG consent route in detail.
Treat the query as the present-tense pause and the surrounding article as the broader context. The query rarely makes sense without the underlying workflow.
What not to do when a query lands
- Do NOT ignore the query in the hope it will go away. The portal does not auto-clear a query; the deadline runs against the case file and a lapsed window costs the application.
- Do NOT start a fresh application as a workaround for a query. The original case-file references are still active; a parallel application consumes another set of fees and rarely resolves faster than the query response.
- Do NOT pay an informal 'CAC consultant' on social media to 'clear' a query. The query response is a documents-and-text submission through the iCRP portal; no informal channel can bypass the reviewer's queue.
- Do NOT respond to only part of a multi-point query. A partial response triggers a second query covering the unaddressed points and the application stays paused longer than a single comprehensive response would have left it.
- Do NOT change the case-file reference between submission and response. The query is tied to the original case-file; uploading a corrected document under a different reference creates a parallel application rather than a response.
Query resolved, next step depends on the workflow
With the response submitted the next step depends on the underlying application. The walkthroughs cover Part C business names, Part A limited companies, and post-incorporation modifications.
Frequently asked questions
How long do I have to respond to a CAC query?
The iCRP portal sets a response window for each query and shows it on the case-file dashboard. The window has historically run between 21 and 30 days from the query date for routine queries; complex queries or sector-regulator referrals can carry a longer window set by the reviewer. The exact window for any given query is on the case-file itself; check the dashboard rather than relying on a general number.
Can I run a fresh application instead of responding to a query?
Technically yes, but it is rarely the right call. A fresh application starts from zero, consumes a fresh set of fees, and has to clear the same name-availability and document checks. Responding inside the existing query window keeps the original reservation, the original case-file references, and the original fees intact.
What does an 'incomplete documents' query look like?
The reviewer flags one or more documents in the submission as missing, illegible, or in the wrong format. Common examples: a director's identification scan that cuts off part of the name field, a board resolution missing one signatory, a memorandum and articles file uploaded as a Word document instead of a PDF, a passport photograph below the portal's resolution threshold. The response is to upload the corrected document into the same case file.
My query says 'name conflict' but my reservation was approved — what happened?
The name-reservation step and the substantive name-availability check at incorporation are not the same. A reservation that cleared the automated portal check can still be queried at the substantive review where a more recent registration surfaces or where the reviewer applies the confusing-similarity test more strictly. See [CAC name reservation failed](/cac/cac-name-reservation-failed/) for the five name-refusal categories that surface again as queries at this stage.
The query asks for a signatory mismatch — what does that mean?
The reviewer has spotted that the signatures on the submitted documents do not match the BVN-verified identities of the directors or proprietors on file. Common causes: a director signing as 'J. K. Smith' when the BVN record reads 'James Kayode Smith'; a printed signature where a manuscript signature was required; a director's name on the board resolution differing from the name in the CAC application form. The response is to re-submit the documents with consistent signatures and matching names.
My query asks for address verification — what counts as proof?
A utility bill (electricity, water, postpaid telephone) dated within the last three months, a tenancy or lease agreement, a bank statement showing the address, or a recent local-government rates demand. The document must show the registered office address exactly as declared in the application; a near-match address is treated as inconsistent. Scan the document as a PDF and upload through the iCRP query response.
Can an accredited agent respond to a query on my behalf?
Yes, where the original application was filed through the agent's iCRP account. The query lands on the agent's dashboard and the agent's response is what the reviewer reads. Where the application was filed directly under the applicant's own iCRP account, the query lands on the applicant's dashboard and the applicant responds; an agent cannot intercept a DIY query without account access.
Sources
Independent guide, not affiliated with any government agency. The facts, fees and steps above are checked against the primary sources below — government, regulator and agency material first, reputable press second.
- 1.CAC iCRP — Help and Support
- 2.CAC iCRP — Frequently Asked Questions
- 3.Zfrica — Ultimate Guide to Resolve CAC Registration Queries
- 4.1st Attorneys — Understanding the new CAC ICRP portal
- 5.CAC Register Nigeria — Why CAC rejects business-name applications
- 6.CAC Pre-Incorporation portal
Facts verified against the NigeriaHowTo facts registry.
About the author
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The NigeriaHowTo Editorial Team researches and maintains practical guides about Nigerian documents, online portals, government-related procedures, and everyday administrative services. The team focuses on plain-English explanations, clear structure, official-source references, practical checklists, and user safety. The team is not a government authority, legal adviser, immigration practitioner, banking professional, tax expert, education official, or medical professional — independent subject-matter review is added separately when qualified reviewers are engaged.
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